SEPA Instant
How instant SEPA transfers work and where they are available.
In brief. A standard SEPA transfer (SCT) is credited by the end of the next business day after the debit. An instant one (SEPA Instant) takes 10 seconds.
SEPA (Single Euro Payments Area) is a unified European euro transfer system covering 36 countries. SEPA Instant is its instant version: funds arrive within


